Up to 50% of your AI investment is paid by the state.
For SMBs in Baden-Württemberg and Bavaria there are concrete grants. We help you find the right program — and file the application correctly.
Four programs that fit Naylo setups.
All de-minimis compliant. Application must be filed before the project starts — otherwise the claim is void.
Innovationsgutschein BW Standard
BW- Who
- SMBs up to 100 employees, max. €20M revenue, HQ in BW
- Naylo use
- Foundation or Standard setup up to €15,000 project size
Innovationsgutschein BW Hightech Digital
BW- Who
- SMBs up to 100 employees + €20M revenue, BW HQ
- Naylo use
- Premium setup or multiple combined use cases up to €40,000
Digitalbonus Bayern Standard
BY- Who
- Small companies <50 employees, max. €10M revenue, Bavaria
- Naylo use
- Any setup package from €4,000 project volume
Digitalbonus.Plus Bayern
BY- Who
- Small companies <50 employees, particularly innovative projects
- Naylo use
- Premium or multi-use-case + 18 months of retainer follow-on grant-eligible
What it looks like in your wallet.
Example setup with Innovationsgutschein BW. The actual scope and price we agree on individually in the discovery call.
Five steps to funding.
Discovery call
30 min free. We check which program fits your project — and whether it makes sense at all.
Quote
We prepare a binding quote with a clear scope. That's your attachment for the application.
File the application
You submit online to L-Bank (BW) or the regional government (BY). One hour of screen-share guidance is included in the setup package.
Wait for approval
4–10 weeks depending on the program. Implementation only starts after approval — nothing may be ordered before.
Implementation + payout
Naylo runs the setup, you pay the invoice, the grant lands directly in your business account.
Important rules — otherwise the funding is gone.
Mistakes that void the grant
- ×Premature start: no contract, no order, no down payment BEFORE the approval notice.
- ×Bavaria: file with the regional government at the project location — not at company headquarters.
- ×Bavaria: ELSTER business account is mandatory and takes 2–3 weeks to set up.
- ×De-minimis ceiling: maximum €300,000 in public grants over the past 3 years.
What Naylo provides at no cost
- ✓Eligibility check during the discovery call — which program fits your project.
- ✓Grant-eligible quote with clear scope as a PDF attachment.
- ✓Template text for the project description in the application.
- ✓One hour of screen-share guidance during the online filing.
- ✓Final usage documentation after the project: invoice with all required fields + short narrative report.
What clients usually want to know.
BW: SMBs up to 100 employees, max. €20M revenue or balance sheet, HQ in Baden-Württemberg. Bavaria: small companies under 50 employees, max. €10M revenue or balance sheet, location in Bavaria. We check it together in 5 minutes during the discovery call.
Innovationsgutschein BW Standard: 4–6 weeks. Hightech Digital: 6–10 weeks (possibly with a 15-min pitch in front of the innovation committee). Digitalbonus Bayern: 4–8 weeks. So plan enough lead time before you want the setup to start.
Then the funding is gone — completely. No contract, no order, no down payment before the approval notice. We do the discovery call and quote for free, you file, and only after approval do we sign the actual setup contract.
Per company, a rolling 3-year window allows a maximum of €300,000 in public de-minimis grants (for most industries). The application asks what you've received over the past 3 years.
No — you have to file the application as the applicant yourself. But: we check eligibility, deliver the quote with all required fields, give you template text for the project description, and walk you live through the online portal for one hour. Naylo does not provide legal or tax advice.
Let's run the math for 30 minutes.
In the discovery call we check which program fits — and what your effective net cost actually becomes.
As of May 2026. All information without guarantee. Funding terms may change — the issuing authority is the final source of truth. Naylo is not a tax advisor and does not provide legal advice.